Includes statistical tables.
Preface
Acknowledgements
1. Pre-Independence Period (1900–1946): Evolution of Commercial Banking
Pre-20th Century Era Pre-Independence 20th Century The Financials The 21st-Century Banks: 1946 Summary: The Initial Phase of an Evolving System
2. The Transient Years (1947–1949): A Bruised Banking System Continues to Decline
A Disruptive Change Over The Fast-Changing Banking Scene Filling the Institutional Gaps The Financials: 1947–1949 The 21st-Century Banks: 1949 At the Close of 1949 Annexure: Statements
3. The First Transformation (1950–1968): Three Strands of Change
Another Stressful Period Three Strands of Bank Transformation The Financials: 1950–1968 The 21st-Century Banks: 1968 Summary: 1950–1968 Annexure: Statements
4. The Second Transformation (1969–1990-91): Bank Nationalization, Focus on Rural Banking
The Defining Event of Indian Banking Other Economic-Banking Developments Banking for Rural Development Non-disclosure in Financial Statements The Financials: 1969–1990-91 The 21st-Century Banks: 1991 1969–1991: Revolutionary Changes Annexure: Statements
5. The Third Transformation (1991-92–2010-11): From Regulation to Liberalization
First Decade of Reforms: 1991-92–2000-01 Second Decade of Reforms: 2001-02–2010-11: Continuity and Consolidation The Financials: 1991-92–2010-11 The 21st-Century Banks: 2011 Summary Review: 1991-92–2010-11 Annexure: Statements
6. A Century of Banking in India: Rooted to National Purpose
The Kaleidoscope of Indian Banking Evolution and Development of the Banking System Nationalization of Banks The National Purpose The Financials: 1949–2011 The 21st-Century Banks: 1946–2011 (Seventh and Last in Series) Concluding Thoughts
7. Epilogue: Decline of PSBs and Strategies for a Turnaround (2011-12–2016-2017)
Decline of PSBs Persistence of NPAs NPA Management: New Laws and Strategies Ownership + Management: Not a Good Governance Practice Bringing About a Turnaround Appendix: Statistical Tables Relating to Banks in India since 1913: A Critique Introduction to Statistical Tables Changing Contents of Statistical Tables Errors of Omission and Commission Concluding Remarks Bibliography Index